Hiatus App Review

budgeting app

In an era where efficient financial management is paramount, Hiatus introduces itself as a standout solution in the cluttered financial app landscape. It’s designed to alleviate the burden of bill management and subscription oversight, offering a proactive approach to personal finance. 

Hiatus distinguishes itself by not only monitoring your finances but also taking actionable steps to reduce your monthly expenses, serving as a dynamic financial companion.

Service Overview

  • Service Type: Advanced Financial Assistant
  • Pricing: Premium version at $10/month
  • Special Offer: Explore More

Advantages and Challenges


  • Automates the tracking and management of bills and subscriptions.
  • Engages in bill negotiations to potentially lower monthly costs.
  • Offers a straightforward interface for an effortless financial snapshot.
  • Includes tools for effective budgeting aligned with your financial aspirations.
  • Implements stringent security for banking and credit account integrations.
  • Provides timely notifications for bill due dates and subscription renewals.


  • Access to the full suite of features requires a subscription to the premium version.
  • Bill negotiation services might be restricted to specific types of bills.

Exploring the Hiatus App

At its core, Hiatus revolutionizes personal finance management by offering a comprehensive view of one’s financial situation. Launched in 2016, it has quickly become a trusted tool, analyzing vast amounts of transaction data and simplifying finance management for over a million users. 

Hiatus’s strength lies in its holistic approach, combining bill and subscription tracking with proactive negotiation services to ensure you’re not overpaying. Learn more here.

Operational Insights into Hiatus

Hiatus simplifies finance management through a three-step process:

  • Initial Consultation: Engage with a certified financial planner to discuss your financial landscape and objectives.
  • Developing Your Plan: Receive a personalized financial plan, detailing steps to achieve your financial goals.
  • Implementation: Work closely with your advisor to execute the plan, with continuous support for any adjustments or queries.

Key Features of Hiatus

  • Bill and Subscription Oversight: Keeps a vigilant eye on your monthly financial obligations.
  • Proactive Bill Negotiation: Works on your behalf to lower your bill payments.
  • Comprehensive Budgeting: Aids in setting and adhering to a budget that matches your financial goals.
  • Bank Balance Monitoring: Helps avoid overdraft fees by tracking your account balances.

Pricing Structure

Hiatus offers a basic free version for essential tracking and a Premium subscription at $10/month for comprehensive financial management, including negotiation services.

User Experience

Hiatus is acclaimed for its user-friendly design, making financial management accessible and manageable for all users, regardless of their tech savviness.

Ideal Users for Hiatus

  • Busy Professionals: Hiatus offers a streamlined way to manage finances without the need to dedicate extensive time to financial planning.
  • Budget-Savvy Individuals: Those keen on maintaining strict budgets will find Hiatus’s tools invaluable for tracking expenses and managing subscriptions.

Assessing Hiatus’s Value

Given its capabilities to not just track but actively reduce expenses, Hiatus presents itself as a valuable tool in personal finance management, particularly with its potential to offer savings that exceed the cost of its premium service.

Hiatus App Competitors

1. Playbook

Playbook offers a personalized financial management experience, emphasizing financial coaching and personalized advice. It stands out by providing users with direct access to financial coaches who can guide them through budgeting, saving, and investing, making it ideal for those who prefer a more hands-on approach to their financial wellness.

Playbook’s model is particularly appealing to users who value tailored advice and accountability in their financial journey, distinguishing it from Hiatus’s automated and self-guided financial tracking and bill negotiation features.

Full Playbook Review

2. Tiller Money

Tiller Money takes a unique approach to financial management by integrating with Google Sheets and Microsoft Excel, offering unparalleled customization for spreadsheet enthusiasts. It automates the process of importing financial transactions into spreadsheets, allowing users to create personalized budgeting and tracking systems.

This level of customization makes Tiller Money a strong option for those who prefer the flexibility and detail of spreadsheet-based budgeting, in contrast to Hiatus’s app-based interface and automated bill management functionalities.

Full Tiller Money Review

3. BillTrim

BillTrim focuses on reducing users’ expenses by negotiating bills on their behalf, similar to one of Hiatus’s key features. However, BillTrim specializes exclusively in this service, employing experts to negotiate lower rates for various bills, including cell phone, cable, and internet services.

This specialization makes BillTrim a potent choice for users primarily interested in cutting down their monthly expenses through bill negotiation, without the broader financial management tools offered by Hiatus.

Full BillTrim Review

4. Raisin

Raisin differentiates itself by concentrating on savings and investment products, providing users access to a wide range of high-interest savings accounts and fixed-term deposits from banks across Europe. It’s designed for users looking to maximize their savings returns without necessarily needing the comprehensive budgeting, bill tracking, and negotiation services provided by Hiatus.

Raisin’s platform is particularly suitable for savers and investors focused on growing their wealth through competitive interest rates and investment opportunities.

Full Raisin Review

Closing Thoughts on Hiatus

Hiatus emerges as more than just a budgeting app; it’s a comprehensive financial management tool designed to proactively enhance your financial well-being. Its blend of user-friendly features and active financial assistance makes it a noteworthy choice for anyone looking to streamline their financial management processes.

Discover more about how Hiatus can transform your approach to managing finances by clicking here.

Learn More and Get Started with Hiatus

Frequently Asked Questions About Hiatus

Is Hiatus secure for financial tracking?

Hiatus prioritizes your data’s security, employing advanced encryption techniques to safeguard your financial information, ensuring peace of mind.

Can Hiatus assist in canceling all types of subscriptions?

While Hiatus excels in managing most subscriptions, some may require direct user action, though guidance is provided for these instances.

Does Hiatus offer tailored financial advice?

Hiatus focuses on budgeting and expense management, providing general financial guidance rather than personalized financial planning.

Is Hiatus accessible outside the US?

Primarily serving US residents, Hiatus is geared towards managing finances with US-based institutions.

How does Hiatus support its users?

With a dedicated support team and a comprehensive help center, Hiatus ensures users have the resources needed for a smooth experience.

Can I use Hiatus without linking my bank accounts?

For full functionality, including bill negotiations, linking bank accounts to Hiatus is recommended.

Disclaimer: This article contains sponsored marketing content. It is intended for promotional purposes and should not be considered as an endorsement or recommendation by our website. Readers are encouraged to conduct their own research and exercise their own judgment before making any decisions based on the information provided in this article.


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