Investments do not require for you to have a load of capital, especially if you are just beginning to explore different investment plans and channels. You can start investing with as much money as you have at a given period, you just have to figure out which channel would give you the best returns in relation to the amount you are willing to spend. Whether if it is a small or large amount, being smart about your investments is still an important matter to considering, especially if you want to get the most out of your hard earned money. Especially now that there are actually a lot of investment channels and opportunities available in the market, unlike before that you would just rely earning through bank interest rates by keeping all of your savings there. But nowadays, keeping your money in the bank is just like keeping your money under your mattress, you sleep on it without any valuable earning opportunities, so you are missing out on a lot. So, if you are asking yourself where to invest money, this you have come to the right place.
The Stock Market, or more specifically, the London Stock Exchange is a popular channel of investments because of the possible high returns you could get with your investment. There are short-term and long-term investment options for the stock market, however, the shorter the investment, the higher the risks involved. If you want more security for your investment, you should opt for a longer investment period. But of course, a shorter investment with higher risks would most likely yield higher returns. The downside to the stock market is that you have to play your money just right to be able to get valuable returns. It is very unstable because it is also reliant on a lot of economic factors. One minute your money could be earning triple than what you initially invested, but by the next minute, you could be losing more than what you can afford.
If you want something with a significantly lower risk, you can opt to invest in bonds wherein you would loan your money to specific entities, whether private or the government, to get a return for your money in a specific number of years. This is much safe compared to investing in the stock market because the returns are guaranteed, although the returns are much smaller compared to returns you could get from the London Stock Exchange. Short term investments would typically last for two years, with longer term investments lasting as much as five years. However, with investment bonds, you would only have limited access to your money because you would only be able to get the lump sum with interest earned at the maturity of your bond. If you want to make an investment but still have a better grasp on your finances and fluidity with your cash, then investment bonds is definitely the one for you.
With Buy2LetCars, you can invest as little as £7,000 or as much as £280,000 for a three year term. It is not necessarily a short term investment, neither it is a long term investment. But the beauty in how it works is that you would be able to have a better management of your finances, because you would be able to receive monthly pay-outs for 37 months. Meaning, you could already start investing in other investment channels even while your current investment with Buy2LetCars is also earning. It averages on a 7% to 11% return rate per annum, so it is greater than what you can earn through banks, and it is much greater than the annual inflation rate. You would get the most value out of your money at the end of your investment period, where you would get a lump sum with interest earned on the final payment on the 37th month.
It generally has a lower risk compared to other investment channels because 1) more and more people are opting to lease out cars for shorter periods of time rather than actually saving up or applying for a loan to purchase their own vehicles and 2) you would still be registered as the owner of the vehicle, where one vehicle unit costs £14,000.